Access Holdings Plc has announced its half-year audited financial results for the period ended June 30, 2025. The company reported a significant increase in gross earnings, rising 13.8% year-on-year to ₦2.5 trillion in H1 2025 from ₦2.2 trillion in H1 2024.
The strong growth in gross earnings was driven by a 38.9% year-on-year increase in interest income to ₦2.0 trillion from ₦1.5 trillion in H1 2024.
Net interest income also increased by 91.8% year-on-year to ₦984.6 billion in H1 2025 from ₦513.4 billion in H1 2024. Additionally, net fees and commission income grew by 16.1% year-on-year to ₦237.7 billion in H1 2025 from ₦204.7 billion in H1 2024.
Profit before tax (PBT) and profit after tax (PAT) closed at ₦320.6 billion and ₦215.9 billion, respectively. Total assets stood at ₦42.4 trillion, customer deposits at ₦22.9 trillion, loans and advances at ₦13.2 trillion, and shareholders’ equity at ₦3.8 trillion.
The Banking group demonstrated resilient performance in H1 2025, with interest income growing by 38.7% year-on-year to ₦2.0 trillion. Net interest income increased by 85% to ₦992.7 billion, and fee and commission income rose by 27% to ₦294.9 billion.
The Group’s non-banking subsidiaries maintained strong growth momentum, with notable performances from Access – ARM Pensions, Hydrogen Payments, Access Insurance Brokers, and Oxygen X, the Group’s digital lending arm.
Access Holdings remains confident in its ability to deliver sustainable value and returns to its shareholders.
The company is focused on driving prudent growth, scaling digital and transaction-led income streams, increasing revenue diversification, and embedding efficiency, innovation, and disciplined portfolio management across all areas of the business.
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